Our job at Radler Retirement Strategies is to serve as a resource for individuals and families who desire to structure and manage their assets appropriately, in order to help maximize returns and minimize risk. We provide thorough, objective, and tactical advice.
We take a client-oriented approach to wealth management by providing an array of financial services, ranging from financial/retirement planning, to estate planning, investment portfolio management, and insurance analysis. We help manage outcomes for our clients, so that their objectives for their families and businesses can be attained. Particular attention is paid to creating tax-intelligent solution, both from an income tax and an estate tax perspective.
Our clients come from various walks of life, including medical, entrepreneurial, legal, finance, technology, and education. Each of them expects experienced professionalism from the service and advice that we give them. We use a disciplined organizational structure aimed to fulfill their expectation.
Retirement Income Planning Strategies
Income planning is a critical element of a solid retirement strategy. A major financial goal is to have a consistent and reliable stream of income that will last through retirement. We can help clients address critical questions, such as how to shift from retirement savings to retirement income, how to estimate monthly income, and how to help ensure those assets last.
For many clients, it’s important to be able to pass their assets on to future generations. Effective estate planning is crucial to help minimize estate taxes, and maximize wealth transfer. We work closely with our clients’ advisors (attorney and accountant) to help ensure that the proper planning is implemented to preserve and distribute their wealth to their loved ones and/or charities in the amounts and at the times, according to their wishes.
Investment Portfolio Management
The investment landscape is larger and potentially more confusing than ever. Our clients rely on our experience to cull through this landscape, and choose the managers and investment strategies that suit their objectives, and are appropriate for current market conditions. We pay close attention to the fees associated with the investments we choose because we know that lower fees may enable our clients to more efficiently grow their assets.
Each of us has assets and income that we want to protect against the risk of potential loss. Appropriate insurance planning is at the core of effective risk management. Our process begins with a comprehensive analysis of assets, cash flows, goals and objectives, in order to quantify potential financial loss, and to assess which assets need protection. We look at liability limits, coverage limits, and the potential need for coverage in areas such as life, disability, health, long term care, business continuation, and wealth transfer to future generations. Once the needs have been assessed, we implement the plan with financially sound insurance companies through our independent agency.